READY TO BUY A HOUSE? Make a list.

Ready to buy a house?? Make a list… Written by: Jenn Smith I am that typical type C personality. I list and list and list… most of the time over and over in my head thinking it’s going to stick in there. But in the heat of the moment, before a crazy...

Tips for Improving your Credit Score!

Tips for Improving your Credit Score! April 10, 2020 Post by: Nathan Gillin Check the accuracy of your credit reports Know your credit history. What past credit decisions are impacting your score? 3 major credit bureaus: Experian, Equifax and TransUnion. Each has its...

What is an Appraisal?

So, what is a home appraisal? An appraisal is a report that shows stats and pictures of a home. A licensed appraiser will view the home and look at comparable homes in the area that have sold in the last 12 months.  He or she will determine a value for the home. They...

Understanding Your Credit Score

Simply put your credit score represents your ability to pay your debt.  Credit scores range from 400-850. The higher, the better! The average scores range from 660-720. A score of 580 or higher is generally required for a home mortgage.  However, it is still possible...

It’s Not Just About the Mortgage Rate

When you are in the market for a new home or refinancing a home, the interest rate is not everything.  Yes, it is important, but you also need to consider the loan program, down payment, monthly payment, closing costs and Google reviews of the mortgage broker. The...