Contrary to Popular Belief the USDA offers a true

One-Time Close,

USDA Construction

Loan

And we are one of the few, select lenders in the country that offers it!

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Why a USDA Construction Loan is Right For You…

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$0 DOWN PAYMENT

A USDA HOME LOAN IS A GREAT, AFFORDABLE OPTION FOR LOW-TO-MODERATE INCOME FAMILIES, AND FIRST TIME HOME BUYERS

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CREDIT SCORES DOWN TO 640

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CREDIT SCORE AND CREDIT HISTORY IS MORE FLEXIBLE THAN MOST OTHER LOAN PRODUCTS

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CLOSING COSTS CAN BE PAID BY THE BUILDER

Lower PMI (PRIVATE MORTGAGE INSURANCE) THAN FHA

What Our Past Clients Are Saying

Local Realtor

"CHM Lending is my preferred Lender, I know my clients (friends and family) will get the very best in rates and service. Their entire team is on the ball!"

"CHM Lending helped me get approved when others couldn't and I'm very grateful to Jennifer and Tim for being very personable with me. I feel like not only were they very professional I also made friends. I recommend their services to anyone who needs a loan."

Michael

"Tim and staff were great to work with. I have been known to be detailed and particular, and Tim took it in stride and made the process super easy! Also a special nod to Title Alliance who works in the same location...awesome job."

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