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What is an Appraisal?
So, what is a home appraisal? An appraisal is a report that shows stats and pictures of a home. A licensed appraiser will view the home and look at comparable homes in the area that have sold in the last 12 months. He or she will determine a value for the home. They...
Understanding Your Credit Score
Simply put your credit score represents your ability to pay your debt. Credit scores range from 400-850. The higher, the better! The average scores range from 660-720. A score of 580 or higher is generally required for a home mortgage. However, it is still possible...
It’s Not Just About the Mortgage Rate
When you are in the market for a new home or refinancing a home, the interest rate is not everything. Yes, it is important, but you also need to consider the loan program, down payment, monthly payment, closing costs and Google reviews of the mortgage broker. The...
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About Us
CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry and was voted Best of The Best in Medina County in 2017 & 2018. We use a common sense approach with all of our clients and we work with many different lenders to be able to offer the most competitive rates and costs coupled with amazing customer service.
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CHM Lending
When you work for yourself, a traditional mortgage takes extra time and effort because your income documents may not tell the whole story. The new
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CHM Lending ™ A Division of: Consolidated Funding Corp.
2211 Medina Rd Medina, OH 44256
NMLS #243256
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Licensed in the following states:
Ohio License #MB.800906.000
Pennsylvania License #55198
Florida License #MBR3362
Colorado, Kentucky, Tennessee, Texas, and Georgia