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CHM Blog

How the Mortgage Process can go WRONG

How the Mortgage Process can go WRONG By: Nathan Gillin Even if you follow the 9 Steps to Mortgage Approval, it is possible that the mortgage process can still go wrong. When buying your house and applying for a mortgage, keep these in the back of your mind and avoid...

USDA LOANS: The Pros and Cons

USDA Loans: The Pros and Cons By: Nathan Gillin Backed by the United States Department of Agriculture, USDA Rural Development Loans were created to develop new regions of the country and help those with low or moderate incomes build in certain rural areas. However,...

VA LOANS: The Pros and Cons

VA Loans: The Pros and Cons Written by: Nathan Gillan Created in 1944, VA loans were originally part of a government program created to help veterans purchase homes with eased credit requirements and low down payments. Today, they serve the same purpose, and are...

FHA LOANS: The Pros and Cons

FHA Loans: The Pros and Cons Written By: Nathan Gillin When it comes to government insured or guaranteed loans versus conventional loans, FHA loans are one of the more popular choices for home buyers. FHA loans are those insured by the Federal Housing Administration....

9 STEPS TO MORTGAGE APPROVAL

9 Steps to Mortgage Approval written by: Nathan Gillin A good credit score (see Tips for Improving Your Credit Score!) is essential for mortgage approval, but what exactly does the process look like?  Step 1: Get Pre-Approved Make sure that you can afford down payment...

What is an Appraisal?

So, what is a home appraisal? An appraisal is a report that shows stats and pictures of a home. A licensed appraiser will view the home and look at comparable homes in the area that have sold in the last 12 months.  He or she will determine a value for the home. They...

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CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry and was voted Best of The Best in Medina County in 2017 & 2018. We use a common sense approach with all of our clients and we work with many different lenders to be able to offer the most competitive rates and costs coupled with amazing customer service.

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6 hours ago

CHM Lending

Fun facts Friday:

Sellers must legally disclose if they believe their home is haunted in New York.

In the US, there are 5 times as many vacant houses as there are homeless people.

Utah has been giving free homes to the homeless since 2005 which has cut chronic homelessness by 74%!!!

Charles “Pretty Boy” Floyd was a Great Depression era gangster who was viewed positively by the general public – When he robbed banks, he would destroy all of the mortgage documents which freed many citizens of their debt.
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CHM Lending ™ A Division of: Consolidated Funding Corp.
2425 Medina Rd Medina, OH 44256
NMLS #243256
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CHM Lending NMLS Consumer Access
Ohio License #MB.800906.000
Pennsylvania License #55198

Florida License #LO