What Factors Determine a Mortgage Rate?

Every loan is different and this is cause by key factors that change from loan to loan. There are many factor but these are the main ones to look out for. Credit Score – Your credit score is a big factor in the loan process. The higher the Credit score the lower...

Local Realtor

“CHM Lending is my preferred Lender, I know my clients (friends and family) will get the very best in rates and service. Their entire team is on the ball!”

Ellen

“CHM Lending helped me get approved when others couldn’t and I’m very grateful to Jennifer and Tim for being very personable with me. I feel like not only were they very professional I also made friends. I recommend their services to anyone who needs...

Michael

“Tim and staff were great to work with. I have been known to be detailed and particular, and Tim took it in stride and made the process super easy! Also a special nod to Title Alliance who works in the same location…awesome job.”
Top 5 Tips for First-Time Home Buyers

Top 5 Tips for First-Time Home Buyers

We know buying your first home can be extremely overwhelming, for most people, it will be their biggest investment in their lifetime! For the most part during a financial transaction people mostly use their head for the purchase and their heart gets them to the store....