9 STEPS TO MORTGAGE APPROVAL

9 Steps to Mortgage Approval written by: Nathan Gillin A good credit score (see Tips for Improving Your Credit Score!) is essential for mortgage approval, but what exactly does the process look like?  Step 1: Get Pre-Approved Make sure that you can afford down payment...

READY TO BUY A HOUSE? Make a list.

Ready to buy a house?? Make a list… Written by: Jenn Smith I am that typical type C personality. I list and list and list… most of the time over and over in my head thinking it’s going to stick in there. But in the heat of the moment, before a crazy...

Tips for Improving your Credit Score!

Tips for Improving your Credit Score! April 10, 2020 Post by: Nathan Gillin Check the accuracy of your credit reports Know your credit history. What past credit decisions are impacting your score? 3 major credit bureaus: Experian, Equifax and TransUnion. Each has its...

What is an Appraisal?

So, what is a home appraisal? An appraisal is a report that shows stats and pictures of a home. A licensed appraiser will view the home and look at comparable homes in the area that have sold in the last 12 months.  He or she will determine a value for the home. They...

Understanding Your Credit Score

Simply put your credit score represents your ability to pay your debt.  Credit scores range from 400-850. The higher, the better! The average scores range from 660-720. A score of 580 or higher is generally required for a home mortgage.  However, it is still possible...