What is an Appraisal?

So, what is a home appraisal? An appraisal is a report that shows stats and pictures of a home. A licensed appraiser will view the home and look at comparable homes in the area that have sold in the last 12 months.  He or she will determine a value for the home. They...

Understanding Your Credit Score

Simply put your credit score represents your ability to pay your debt.  Credit scores range from 400-850. The higher, the better! The average scores range from 660-720. A score of 580 or higher is generally required for a home mortgage.  However, it is still possible...
The 5 Mortgage Process Deadly-Sins

The 5 Mortgage Process Deadly-Sins

Some people say getting approved for a mortgage loan is one of the most daunting process’ they have ever gone through. What if you went through the whole process of getting approved for a mortgage for that dream house, then within days of getting your money to move-in...