by Tim | Feb 15, 2019 | Mortgage 101, Videos
So, what is a home appraisal? An appraisal is a report that shows stats and pictures of a home. A licensed appraiser will view the home and look at comparable homes in the area that have sold in the last 12 months. He or she will determine a value for the home. They...
by Tim | Feb 8, 2019 | Mortgage 101, Videos
Simply put your credit score represents your ability to pay your debt. Credit scores range from 400-850. The higher, the better! The average scores range from 660-720. A score of 580 or higher is generally required for a home mortgage. However, it is still possible...
by Tim | Feb 1, 2019 | Mortgage 101, Videos
When you are in the market for a new home or refinancing a home, the interest rate is not everything. Yes, it is important, but you also need to consider the loan program, down payment, monthly payment, closing costs and Google reviews of the mortgage broker. The...
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