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If you’re like most people, purchasing a home is one of the biggest investments you’ll ever make in your lifetime. If you’re considering buying a home, you’re likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it’s important to prepare as best you can. At CHM Lending , we are dedicated to finding the loan that fits your individual needs .
Any purchase mortgage which is not insured or guaranteed by a government agency such as FHA, VA, and USDA are considered a conventional purchase loan.
Whether you’re a first time homebuyer or moving to a new home, the FHA loan program will let you purchase a home with a low down payment and flexible guidelines.
VA Loans were created in 1944 by the United States government to help returning service members purchase homes in most cases without needing a down payment and more relaxed credit requirements.